Hero Home Programs™ FAQ
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What exactly are the Hero Home Programs?
The Hero Home Programs are a comprehensive collection of benefits that offer discounts, rebates, and government grant programs to our local community heroes when they are either buying or refinancing their homes.
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How can I qualify for a Hero Home Program?
Qualification for the program is based on several factors such as what state you’re in, your occupation or military service, and/or different available local government and bond programs.
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I just want to know what grants or savings I can qualify for. Do I have to speak with a Hero Home Programs advisor to find that out?
In order for us to do the research for you and find what benefits, discounts, grants, or savings are available to you, we need to gather some basic information from you first. This is crucial for us to give you the best, most comprehensive and up-to-date benefits available for your home purchase or refinance.
We understand you have a busy life and want to find out what savings you can get as quickly as possible. Fortunately, our accredited advisors are highly efficient and incredible at what they do! They will get you the accurate answers you need in the fastest turnaround time possible. -
How much will I save if I qualify for the Hero Home Programs?
The Hero Home Programs rebates and discounts will vary depending on a combination of home price, mortgage amount, and a number of other factors. One thing is certain, on average you can save thousands of dollars on your journey to homeownership by qualifying for our programs.
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What’s the catch and are there any fees with the Hero Home Programs?
The Hero Home Programs have no hidden fees. The catch is that depending on where you live, there are different grants and programs that may be available for you. Our accredited advisors will do the research for you to save you time and ensure you have the best options available.
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What if I am already working with another agent or lender outside of the Hero Home Programs?
No problem! Even if you are already working with a different agent, there are a lot of benefits to speaking to a Hero Home Programs accredited advisor as well. This will give you a basis of comparison, so you can either find a better package through the Hero Home Programs, or get peace of mind knowing you’re getting the best benefits available.
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What’s next after I schedule a call with a Hero Home Programs advisor?
On this call, you’ll connect with a Hero Home Programs advisor accredited in your local area. They’ll consult with you, learn more about your unique homeownership goals, and ask some basic questions to see how they can help you.
From there, your Hero Home Programs advisor will be happy to do the research for you and help match you to the best local grants, programs, and benefits available!
There are no credit checks or major commitments required on this call. We just want to ensure you’re able to connect with a trusted advisor in your area, so you can get the information and guidance you need to get a great deal on your home transaction. -
What kinds of grants or programs may be available?
Home buying assistance programs can take many different forms depending on your state, county, city, and other factors. These include (but are not limited to): down payment assistance, closing cost assistance, vendor discounts, lower interest rates, tax credits, forgivable loans, and more!
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How can the Hero Home Programs help me access local grants and benefits for my home purchase?
Navigating all the different grants or programs available can get difficult and time-consuming, especially when you’re left to do that research all on your own. Fortunately, our accredited mortgage advisors are well-versed in the research and the advocacy that goes into matching our local heroes to the best combination of benefits available to them.
It’s a complicated process of doing the research to find what programs are available in your local area, evaluating your eligibility for each program, determining your unique needs and wants as far as homeownership, and then matching you - not just to ANY grant or program - but to the best combination of benefits that will actually make a real, positive impact on your daily life.
What we’ve found is that when a homebuyer is left to do all this work on their own, this makes it more likely for them to disqualify themselves, get overwhelmed, discouraged, or misinformed somewhere along the way.
It’s not as simple as just googling which grants or programs are available to you. It can take an experienced mortgage advisor who really understands how these programs work (in addition to understanding your personal goals) in order to match you to the right benefits for your life.
Think of your Hero Home Programs advisor as your advocate. When evaluating your eligibility, they’re going to do their best to make a case for you, and therefore giving you the best chance possible of qualifying for the best benefits available.
But it’s not just about evaluating your eligibility. It’s also about understanding your goals and seeing what the best grants or benefits are available to actually help you. -
How can I determine which home programs are right for me?
To find out which programs are right for you, it’s important to talk to an accredited advisor about your personal goals as far as homeownership, with essential questions like:
What’s your home buying timeline? Do you need to move fast, or would you rather take your time in finding the right home for you and your family?
What location(s) do you want to move to? What are you looking for in a neighborhood or community?
What’s your work history? Do you anticipate a change in your income or occupation in the future?
How long are you planning on living in your new home?
What kind of home do you need to accommodate your family? How many bedrooms/bathrooms do you need?
These questions help our accredited mortgage advisors to understand your personal goals, thus determining which grants or programs can make a real, positive impact on your daily life.
We don’t want to just give you access to ANY grant and call it a day. We’re here to match you to the BEST benefits that are actually going to help make a positive difference in your quality of life and your financial future.
The journey to homeownership can be complicated and, at times, even overwhelming. But with the Hero Home Programs, you don’t have to go it alone.
We want you to get the maximum benefits out of homeownership, with financial freedom and true financial options down the road.
That’s the Hero Home Programs difference.